Checking

Checking account transactions are made through our convenient drive-thru, inside the bank with a teller, using NetMobile™, First National Bank’s mobile app or NetTeller™, our online banking system.


PERSONAL CHECKING ACCOUNTS 

All First National Bank personal checking accounts include:

  • Free e-statements or monthly statements with images (additional copies $5.00 each)
  • Free NetTeller™
  • Free NetMobile™
  • Free bill pay
  • 24-hour banking by phone at 1-800-340-7167 Jasper: 409-384-2882 Woodville: 409-283-2882 Buna: 409-384-2882
  • 24-hour banking online


ECHECKING

A low-cost efficiency account


Minimum balance to open: $100.00

Requires electronic statements 

  • Unlimited transactions
  • Free debit card (excludes lost, stolen or damaged cards)
  • No transaction fees on debit card
  • No monthly service charge


BASIC CHECKING

A regular non-interest bearing account

Minimum balance to open: $100.00

  • Unlimited transactions
  • Free debit card (excludes lost, stolen or damaged cards) 
  • No transaction fees on debit card
  • Monthly statements with images 

Monthly Minimum Balance & Service Charge

  • $500.00 and over = None
  • $300.00 to $499.99 = $5.00
  • $100.00 to $299.99 = $7.00
  • Below $100.00 = $9.00


SENIOR CHECKING

A regular, non-interest bearing account for customers 55+


Minimum balance to open: $100.00

  • Unlimited transactions
  • Free checks for customers 62+
  • Free cashier’s checks
  • Free money orders 
  • Free debit card (excludes lost, stolen or damaged cards)
  • No transaction fees on debit card
  • No monthly service charge
  • Monthly statement with images


NOW ACCOUNT

An interest bearing account


Minimum balance to open: $1,000.00

  • Unlimited transactions
  • Tiered interest rates (contact bank for current rates)
  • Free debit card (excludes lost, stolen or damaged cards)
  • No transaction fees on debit card

Minimum Monthly Balance & Service Charge

  • $1,000.00 and over =  None
  • Below $1,000.00 =  $10.00 


MONEY MARKET ACCOUNT

An interest bearing account with limited transactions


Minimum balance to open: $1,000.00

  • Limited transactions (6) monthly 
  • Tiered interest rates (contact bank for current rates) 
  • Excess withdrawal fee: $5.00 each 

Monthly Minimum Balance & Service Charge 

  • $1,000.00 and over = None
  • Below $1,000.00 = $10.00

Please note, fees may reduce earnings.