Mortgage Loans

First National Bank is your home for home mortgages.

Home Equity/Home Improvement Application

Purchase/Refinance Application - please complete the Addendum form as well

  • Home Purchase loans
  • Refinance your existing mortgage 
  • Home Equity loans
  • Home Improvement loans
  • Second or Vacation homes
  • Rental or Investment property
  • Land and Acreage loans
  • Lot loans
  • Mobile Home loans with real estate
  • FHA / VA Loans

We understand that home financing can be overwhelming. That’s why we’re ready to customize a mortgage loan to match your personal needs and then we back it up with excellent customer service. Our mortgage officers are here to walk you through the process and ensure you’re happy every step of the way.

NMLS Consumer Access

NMLS Consumer AccessSM is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business with is authorized to conduct business in their state.

For more information about a mortgage loan, contact:

Grace Neel - Vice President/Mortgage Lending OfficerGrace Neel - Jasper Office

Vice President 

Mortgage Loan Officer


NMLS ID 501187

Barry Whisenhant - Asst. Vice President/Loan Officer/Wdv Branch ManagerBarry Whisenhant - Woodville Office

Assistant Vice President

Woodville Branch Manager


NMLS ID 1045645

Jill Rhame - Asst. Vice President/Loan Officer/Buna Branch ManagerJill Rhame - Buna Office

Assistant Vice President

Buna Branch Manager


NMLS ID 970194